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Short Term Loans

Short Term Loans

Short term loans are ideal for when you are stuck in a financial rut. You can apply and be approved for short term loans in a very short space of time, and they are simple and easy to apply for. All you need to do is browse online for a company that offers the terms that suit you, then work out how much you want to borrow and how quickly you can repay-and that’s about it! The website will take you through the application process step by step, and you will be amazed at the speed with which money is transferred into your bank account.

Where to get Short Term Loans

You can, of course, ask for short term loans from friends and loved ones-however when this is not possible a short term loan form an online lender might be the best bet. There are a growing number of short term loan companies online who offer high interest loans when for you need a cash injection; all are slightly different so search through until you find the one that fits your requirements. You will need internet access to apply, as well as a bank account.

Why are Short Term Loans so great?

There are a great many benefits to short term loans:

•Quick, easy and convenient

•No paperwork

•Apply from home, at any time of day or night

•Simple, fast repayments

•A bad credit history is not necessarily a problem

•Safe and secure online application

When to apply

Short term loans are great in that you can apply for one at absolutely any time of the month, at weekends and even in the middle of the night! You don’t have to wait until the bank is open, and you won’t have to spend tedious hours in a bank queue. This leaves you time to get on with the rest of your life, safe in the knowledge that your unexpected expenses are covered.

Everyone knows what it’s like to feel stressed and under pressure from having no money. It’s awful when, at the end of the month when the pennies are stretched as far as they can go, something suddenly pops up that needs paying for urgently-like a replacement car or house repair. With short term loans you can get funds in your bank account within an hour so that you can always deal with those pesky emergencies.

Who is eligible

As long as you are over 18 years of age, you have a take home pay of a certain amount each month (this can vary from company to company and can be based on how much you borrow, so always check the terms and conditions) and you have a bank account that can both send and receive electronic transfers, you are eligible for short term loans.

You will go through a credit check, but don’t let this put you off-most short term loan companies will lend to even those customers with a bad credit rating and some don’t even carry out credit checks. As long as you prove that you can repay the money then you are likely to be approved.

Short Term Loans repayments

To add to the convenience of short term loans, you don’t even have to remember to pay-the agreed amount will be taken out of your account on the agreed day, making it even easier for you. The only thing you have to remember is to make sure that you will have sufficient funds in your account to meet the repayments in the agreed time-this is very important because if you don’t repay your loan then you be landed with seriously hefty interest charges, and may find yourself in even more trouble than you were before you applied for it-no one wants that, so make sure that you are able to repay and you will have no problems.

Why Short Term Loans?

These handy little loans can get you through a time of financial troubles. Instead of having sleepless nights or dreaming of selling a kidney on eBay, apply for a helping hand to see you through to payday-make sure you repay on time and you will not only enjoy the benefits of short term loans but you will also be improving your credit rating. Whenever you borrow and repay money, whether through a bank loan, a mortgage or a higher purchase, you are proving your ability to repay what you borrowed plus interest, making you attractive to other lenders. Improving your credit rating with short term loans may help make you eligible for larger loans in the future.

You can use a short term loan for absolutely any reason-you won’t have to specify a reason for your need, as you would with a bank loan. Any financial emergency-whether the car has failed its MOT, the cat has to go for surgery or you’ve forgotten to buy Aunt Gladys’ birthday present-short term loans can help.

Even if you have been turned down for short term loan in the past, don’t be put off applying. There are so many companies offering short term loans, chances are that even if one has declined you another may approve you for a loan.

High Interest Short Term Loans

When you borrow any money you will be asked to repay interest along with the amount that you borrowed. Short term loans come with very high interest rates-this is so that the lenders can make money, in the same way that the bank makes a profit from your interest payments. The difference with short term loans is that they are meant to be repaid very quickly, whereas bank loans are spread out over years-with both loan options you repay more than you borrowed.

Short term loans can be a great option when you need to borrow a set amount of money for a set amount of time. Do your research and make sure you can repay your loan, and you can join the ranks of satisfied short term loan customers.

 

Online Application

1. Apply Online

2. Decision Online

3. Loan Transferred

  • Borrow up to £1000.
  • Simple one page application.
  • All circumstances considered.

 

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APR Explained

Rates between 45.3% ARR to maximum 1575% APR

Representative 277.6% APR

Representative Example:

Amount of credit: £850 for 11 months at £146.30 per month.

Total repayment of £1,609.25. Interest: £759.25.

Interest rate: 150% pa (fixed). 277.6% APR Representative.

APR rates range from 45.3% APR to 1575% Max APR. Your APR rate will be based on your circumstances.

FCA Reference Number: 747184

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