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Month Payday Loans

Month Payday Loans

You may have been searching for month payday loans, this page can help.

When you’re stuck for cash and need a helping hand fast, month payday loans can really help. With a variety of different lending options available to suit your circumstances, you are sure to find a loan that suits you. Month payday loans are perfect for those times when finances are tight and you need to get yourself out of a tough situation.

What are Month Payday Loans?

You can apply for payday loans at any time of the month; they are designed to be instantly accessible and easy to apply for. All you need to do is fill in the online forms, wait a short while for approval-once you have this then you will have funds in your bank account immediately, to cover unexpected costs. Anyone can apply, just as long as you are over 18 and have a monthly take home pay of at least £750.

Instead of applying for a bank loan, which can take weeks to process-no good when you need money fast-you can apply for a month payday loan and have money in your account within hours! The ability to apply for a money transfer from the comfort of your own home is one of the many bonuses of payday loans.

Another advantage is the fact that even at a weekend or bank holiday, when most banks and lenders are closed for business you can still apply for month payday loans and get an instant cash deposit when you need it the most.

Structured Repayments with month payday loans

All month payday loans are designed to be paid back very quickly, which is why the interest rates are so high (in some cases as much as 5000%). You will end up paying back a little more than you borrowed, but this is no different to any other type of loan-and surely it’s a small price to pay for the convenience of month payday loans! Your repayment schedule is worked out before you even have the funds in your account; this is to ensure that you have enough money to cover your repayments and you don’t get caught in a spiral of debt that is hard to break.

If you do find yourself struggling to repay on time, you must contact your monthly payday loan company as soon as possible. Many companies offer a rollover service, whereby you can just repay the interest on your loan and continue the actual repayments when your finances are back on track. Do try your best to make sure that you repay on time, however, as defaulting on your loan can land you in more financial trouble, and can even affect your credit rating.

Responsible Lending - benefits

To make sure that you are capable of repayments without landing yourself in difficulties, most month payday loan companies will carry out a credit check. Don’t worry if you know that yours is less than perfect-although the majority of month loan companies carry out credit checks. Companies will make sure that you are able to meet your repayments, and in most cases first time borrowers will be limited to a few hundred pounds-this amount will increase as you prove your ability to repay your loan. This is to ensure that you, the customer, won’t be landed with debts that you cannot pay back.

Responsible Borrowing - how to go them right

When you borrow and repay money, you are showing that you are capable of taking care of your pennies and that you are responsible with money and therefore you are not a risk for banks and other lenders to loan you money.

End of Month Payday Loans

You can apply for a month payday loan at any time. The most common time is the end of the month; those last few days before payday when your wages haven’t yet come through-and as this is the time when unexpected expenses seem to have a habit of appearing, it’s a good time to apply for a bit of extra cash. You don’t have to specify a reason for your loan-whether it’s a burst boiler or a huge vet’s bill or just that you need some cash to tide you over, month payday loans are available at any time of day or night, for whatever reason.

How to Apply for month payday loans

As long as you meet the few criteria specified above, you can apply for month payday loans. Once you have worked out how much you need to borrow, go online and browse through the many companies offering this service-there are a great many companies and all will have slightly different terms and conditions, so you will be sure of finding one that suits you. All you need to do is fill in the forms (all online, meaning that you don’t have to wade through acres of paperwork!) and work out your repayment schedule. It’s pretty much as simple as that!

Most companies will offer a smaller loan to first time borrowers, but once you have built up your reliability you will be able to apply for larger sums. This is ideal for when nasty costs come up before payday when things are tight-but do remember that month payday loans are designed to be a short term loan for short term problems, not a financial way of life.

Month Payday Loans

We all experience financial hardships at some point in our lives, and when unplanned bills and expenses arrive before payday it can be hard to see a way out. Having an instant injection of funds into your bank account to help cover these costs is a very welcome helping hand indeed-and with month payday loans this is what you will get. The process is convenient, easy and fast, making month payday loans an increasingly popular borrowing option.

 

Online Application

1. Apply Online

2. Decision Online

3. Loan Transferred

  • Borrow up to £1000.
  • Simple one page application.
  • All circumstances considered.

 

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APR Explained

Rates between 45.3% ARR to maximum 1575% APR

Representative 277.6% APR

Representative Example:

Amount of credit: £850 for 11 months at £146.30 per month.

Total repayment of £1,609.25. Interest: £759.25.

Interest rate: 150% pa (fixed). 277.6% APR Representative.

APR rates range from 45.3% APR to 1575% Max APR. Your APR rate will be based on your circumstances.

FCA Reference Number: 747184

Data Protection Act 2018: Z3565851