Welcome to LoanJuice.com

Borrow upto £1000 today!

FAQ Payday Loans

LoanJuice.com is a transparent and friendly finance website offering short terms loans until your next payday. Whether its to bridge the gap until payday or emergency cash for unforeseen circumstances then Loan Juice can help. 

Are you a registered on the FCA register?

Yes – LoanJuice.com is a registered trading name of 717 Web Solutions which is an Introducer Appointed Representative of Nouveau Finance Limited, and is entered on the Financial Services Register under reference number 747184..

Does LoanJuice.com have a data protection number to protect my details?

Yes - registration number Z3565851

Do I qualify for a short term loan?

You need to be at least 18 years of age, living and working within the UK, be employed or self employed where you receive a regular income, have a UK bank account. Of course be able to repay your loan on your next payday.

How long does it take to get a loan?

The application form is just one page so completing your online loan application only takes a minute or two, then the same again for a decision. You can have cash in your account in as little as 15 minutes but this does depend on the lender who accepts you and your bank accepting faster payments.

How much can I borrow?

Depending on your circumstances and situation you may be able to borrow up to £1,000 but your chances of being accepted are higher if your first application is no more than £400-500. Lenders are more likely to approve you for a lower amount on your first application.

I have bad credit can I still apply?

Yes all circumstances are considered and your overall situation regarding incoming and outgoing goings, even if you have less than perfect credit your application will still be considered.

What if I cannot get accepted for a loan?

On some occasions we may be unable to approve you for a payday loan, if certain information cannot be verified or confirmed. In these circumstances our system may refer you to an alternative lender who cannot accept your loan request; your details are never sold onto third parties.

How is the loan repaid?

It's simple, the loan is repaid on your payday with your debit card or if you don’t have a debit card it can be repaid through a direct debit or standing order. If you are having difficulty in repaying your loan on the agreed date, it is important to contact your lender as soon as possible to discuss alternate repayment arrangements.

Is LoanJuice.com a direct lender?

Loan Juice is not a direct payday loan lender, we use the latest is broker technology to search the top 40 payday lenders in the UK, are technology gives the latest processing and application decision times.

Do the lenders on LoanJuice.com panel comply with Responsible Lending?

We work with over 40 lenders, all of which are contractually committed to Responsible Lending. All lenders that we work with are committed to:

1. Ensuring that any loan offered is specific to the borrowing needs of customers; 

2. Assessing each customer individually as to whether they are able to repay a loan; 

3. Providing clear loan documents and agreements as well as clear lines of communication;

4. Maintaining high levels of customer service and satisfaction.

 

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Online Application

1. Apply Online

2. Decision Online

3. Loan Transferred

  • Borrow up to £1000.
  • Simple one page application.
  • All circumstances considered.

 

Apply Now >

 

APR Explained

Representative 277.5% APR

Representative Example

Borrow £700 for 12 months, you repay £1335.24. 

The total charge for credit is £635.24. 

Interest rate of 140% payable (fixed). 

Representative 277.5% APR (variable).

Note this is an average representative APR. Your rate could vary depending on the payday or short term loan lender that accepts you.

FCA Reference Number: 747184

Data Protection Act 1998: Z3565851