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Debit Card Loans

Debit Card Loans

There are a great many loan options out there for when you are short of pennies and need a helping hand. You can apply for a bank loan or borrow from friends or family-or you can apply for debit card loans and join the many thousands of satisfied customers already using this growing service.

Debit card loans are a hot topic at the moment, due to the rocky economic climate and the fact that living expenses are rising all the time. Online loan companies are springing up all over the internet and there are many different companies to choose from. When you have reached the end of your financial tether and don’t know where else to turn, get online and start looking up debit card loans to help you out.

It is ridiculously easy to apply and you are almost guaranteed approval, unlike a bank loan which can take weeks to process and carries no guarantee of money at the end of it. Debit card loans are processed within minutes, meaning that if approved you will receive money into your account within the hour-a true lifeline in times of severe money shortages.

You can apply for debit card loans at any stage of the financial month; before during or after payday-there are no timescale restrictions and you can apply from the comfort of your sofa, making these loans a very attractive option. All you need to apply is:

-A bank account

-A take home pay over a certain amount (check your company to see what their requirements are)

-A UK residency

-Adult status (you must be over 18, in some cases you must be over 20)

Debit card loans have many advantages over the traditional borrowing options (friends, family, a bank loan). Firstly, it may not be possible to borrow from friends or family as many of us are struggling financially, and your nearest and dearest may be in the same boat as you! A bank loan may be out of the question due to your circumstances and credit score, and it can be hard to see a way out of debt.

 You can always apply for debit card loans to help you out and be almost guaranteed approval, at any time of day or night. Debit card loans have the added bonus of being very easy to apply for-and the great news is that there is no paperwork, just a simple online form that can be completed in minutes. If you are approved for a debit card loan then the money will be transferred incredibly quickly, meaning that you can deal with financial emergencies easily. You can apply at any time, and from the comfort of your own home-what could be better?

You may have been put off applying for debit card loans due to the high interest rates-there is no denying that the interest repayments are high, but this is only because the loans are designed to be a short term solution, in most cases repaid within a month. All lenders charge interest and debit card loans are no different-all loans will end up with you paying back more than you borrowed. The repayments will be spread out so that you can be sure of being able to afford both the payments and the interest.

Repaying your loan is also simple and convenient-when you apply you will be asked how you want to spread out your repayments and when you would like the money to be debited. The money will be taken from your debit card account on the agreed day so you don’t even need to remember to pay it back! All you need to do is ensure that you have the funds available when repayment day comes around. If you default on your loan then you will find yourself in trouble as those high interest rates can come back to haunt you, so do make sure that you repay on time to make the most of debit card loans’ fantastic ease and convenience.

Unlike a bank loan, you don’t have to have a reason for your borrowing. You won’t be asked any awkward questions and either accepted or refused based on your reasons-a need for a helping hand is enough, and debit card loans can be a real helping hand in whatever circumstance arises.

A debit card loan is designed to be borrowed and repaid very quickly, which is great as it means you won’t have debt hanging over your head for years to come-all will be done and dusted within a few weeks or months, after which you can carry on your life debt free!

Whatever your financial situation, you can apply for debit card loans and be almost guaranteed approval. Most online lenders will consider your application despite a bad credit score because of the short term repayments, so don’t let your credit history stop you from applying! Even if you have been refused a loan in the past, most debit card loan companies will be willing to give you a second chance.

All online lenders and debit card loans are monitored by official financial regulators, so you don’t have to worry about your personal data or any wrongdoing. The contract is legally binding so you don’t have to worry about scams-just make sure you shop around until you find a company that suits you and that you are happy with.

There are many reasons why someone might need to apply for debit card loans-from a family emergency to an unexpected bill or unwanted financial emergency (let’s face it, when has there ever been a wanted financial emergency?!) and you don’t have to feel worried or ashamed about being short of cash. It happens to everyone at some point or another and the good news is that now you can deal with it quickly and easily.

Life can be tough, and being short of money makes it much more difficult-now there is a way that you can get a helping hand when you need it the most.

 

Online Application

1. Apply Online

2. Decision Online

3. Loan Transferred

  • Borrow up to £1000.
  • Simple one page application.
  • All circumstances considered.

 

Apply Now >

 

APR Explained

Rates between 45.3% ARR to maximum 1575% APR

Representative 277.6% APR

Representative Example:

Amount of credit: £850 for 11 months at £146.30 per month.

Total repayment of £1,609.25. Interest: £759.25.

Interest rate: 150% pa (fixed). 277.6% APR Representative.

APR rates range from 45.3% APR to 1575% Max APR. Your APR rate will be based on your circumstances.

FCA Reference Number: 747184

Data Protection Act 2018: Z3565851